Access our most recent webinar: 'Inheritance Tax & Estate Planning for Portfolio Landlords'. Watch on demand here!

Mortgage Brokers
Kent & Sussex

Use our simple calculator to find the best mortgage for your home.

Mortgage Brokers Kent & Sussex

Residential Mortgages

A residential, or ‘homebuyer’ mortgage, is a loan taken out against a property that you plan to, or already, live in. You put down a deposit and borrow the balance up to the purchase price or valuation amount (whichever is lower). You then pay your lender back, with added interest, over a set period.

Whether your needs are simple or complex, we help homeowners and first-time buyers across the Kent and South-East region secure the best mortgage deal depending upon their circumstances. Our expert mortgage brokers understand buying a home can be your biggest financial commitment, so we’re here to handle the hard work for you. If you’re ready to purchase your forever home, looking to save money on your remortgage, or even starting out as a first-time buyer, our experts are here to support you through the whole mortgage process.

Buy-to-let Mortgages

A buy to let mortgage is a loan secured on a residential property with the specific aim of letting it out to tenants. There is a large rental market across the Kent and South East region and at MFB we work with many landlords to secure their next buy to let mortgage.

It’s important to understand factors like property type, your situation, how you invest, and your experience will all impact your mortgage options. Many different banks and lenders offer buy to let mortgages, but with our expert knowledge and access to whole-of-market, we’ll find the best lender and best mortgage rate for your circumstances. 

Commercial Mortgages

If you’re looking to purchase or remortgage a non-residential property or business across Kent and the South-East Region, you’ll need a commercial mortgage. While these mortgages are incredibly versatile and tailored to individual circumstances, they can also be more challenging to secure.

We have longstanding professional relationships with the leading commercial mortgage lenders, on and off the high street, and with deep experience across a wide range of commercial sectors, we will quickly get your case to the most suitable commercial mortgage lender.

Bridging Finance

With plenty of commercial, construction and auction activity across the Kent and South East region, Mortgage Finance Brokers (MFB) are perfectly placed to deal with short-term property finance options across the local area.

We’ve established relationships with the best short-term finance lenders and have on-site underwriters, giving you access to the most competitive rates. With greater flexibility than full mortgage terms, short-term finance opens up new avenues for landlords, developers, businesses and homeowners.

Calculators

Our easy-to-use mortgage calculators are perfect for anyone based in Kent or the South East to see how much you can borrow, find your mortgage rate, and how much your monthly repayments will be. All you have to do is fill in a few details, and you can make better-informed decisions. These calculators are a guide only; to secure a rate, contact our expert team!

How much can I borrow? Buy-to-let Homebuyer Repayments Stamp Duty EPC Bridging

Mortgage Repayment Calculator

Enter a few details and get an indication of what your monthly mortgage costs could be.

Areas we serve in Kent & Sussex

Our advisers support clients throughout Kent and Sussex, including Maidstone, West Malling, Sevenoaks, Tonbridge, Tunbridge Wells, Canterbury, Medway and surrounding areas. Whether you're purchasing a first home, investing in property or arranging commercial finance, we can provide tailored mortgage advice for your circumstances. We specialise in residential, buy to let and commercial mortgages across Kent and south east region. With over 35 years of experience, we match you with lenders suited to your goals, not just what’s available online. Based in Kings Hill, we work with many clients based in Maidstone, Sevenoaks, Tonbridge and Tunbridge Wells to name but a few.

  • West Malling
  • Sevenoaks
  • Tonbridge
  • Tunbridge Wells
  • Kings Hill
  • Maidstone
  • Canterbury
  • Medway
  • Dartford
  • Gravesend
  • Eastbourne
  • Hastings
  • Crawley

CONTACT US

You can find us here

42 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4AJ

0345 345 6788

Frequently Asked Questions

What does a mortgage broker do?

A mortgage broker helps borrowers compare mortgage options from a range of lenders and identify products that are suitable for their circumstances. Mortgage brokers can assist with residential mortgages, remortgages, buy-to-let mortgages, commercial finance and specialist lending solutions.

Why should I use a mortgage broker instead of going directly to a bank?

A mortgage broker can access a wider range of mortgage products and lenders than a single bank. This can help borrowers compare options, save time and find solutions that may not be available directly from high street lenders.

Do you offer mortgages throughout Kent?

Yes. We help clients across Kent and the South-east, including Kings Hill, West Malling, Maidstone, Sevenoaks, Tonbridge, Tunbridge Wells, Canterbury, Medway, Dartford and Gravesend, as well as other surrounding areas.

Can you help first-time buyers?

Yes. We regularly assist first-time buyers with mortgage advice, affordability assessments, deposit planning and navigating the mortgage application process from start to finish.

Can you help with buy-to-let mortgages?

Yes. We specialise in buy-to-let mortgages for first-time landlords, portfolio landlords, limited company investors, HMOs and holiday let properties.

Do you offer commercial mortgage advice?

Yes. We can arrange commercial mortgages for a variety of property types, including offices, retail premises, mixed-use investments, semi-commercial properties and investment portfolios.

Can you help with bridging finance?

Yes. Bridging finance may be suitable for auction purchases, refurbishment projects, chain-break situations and other property transactions where speed is important. Our advisers can help assess whether bridging finance is appropriate for your circumstances.

How much deposit do I need for a mortgage?

The amount you can borrow will depend on factors such as income, existing commitments, deposit size and lender criteria. Our mortgage advisers can provide a personalised assessment, and you can also use our mortgage calculators for an initial estimate.

How much can I borrow for a mortgage?

The minimum deposit required will vary depending on the type of mortgage and lender. Some residential mortgages may be available with smaller deposits, while buy-to-let and specialist lending products often require larger contributions.

How do I get started?

Getting started is simple. Complete our enquiry form or speak to one of our advisers for an initial discussion about your mortgage requirements, and we'll explain the options available to you.

An error has occurred. This application may no longer respond until reloaded. Reload 🗙