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Mortgage Brokers
Kent & Sussex

Your favourite mortgage broker in Kent & Sussex

Mortgage Brokers Kent & Sussex

Residential Mortgages

A residential, or ‘homebuyer’ mortgage, is a loan taken out against a property that you plan to, or already, live in. You put down a deposit and borrow the balance up to the purchase price or valuation amount (whichever is lower). You then pay your lender back, with added interest, over a set period.

Whether your needs are simple or complex, we help homeowners and first-time buyers across the Kent and South-East region secure the best mortgage deal depending upon their circumstances. Our expert mortgage brokers understand buying a home can be your biggest financial commitment, so we’re here to handle the hard work for you. If you’re ready to purchase your forever home, looking to save money on your remortgage, or even starting out as a first-time buyer, our experts are here to support you through the whole mortgage process.

Buy-to-let Mortgages

A buy to let mortgage is a loan secured on a residential property with the specific aim of letting it out to tenants. There is a large rental market across the Kent and South East region and at MFB we work with many landlords to secure their next buy to let mortgage.

It’s important to understand factors like property type, your situation, how you invest, and your experience will all impact your mortgage options. Many different banks and lenders offer buy to let mortgages, but with our expert knowledge and access to whole-of-market, we’ll find the best lender and best mortgage rate for your circumstances. 

Commercial Mortgages

If you’re looking to purchase or remortgage a non-residential property or business across Kent and the South-East Region, you’ll need a commercial mortgage. While these mortgages are incredibly versatile and tailored to individual circumstances, they can also be more challenging to secure.

We have longstanding professional relationships with the leading commercial mortgage lenders, on and off the high street, and with deep experience across a wide range of commercial sectors, we will quickly get your case to the most suitable commercial mortgage lender.

Bridging Finance

With plenty of commercial, construction and auction activity across the Kent and South East region, Mortgage Finance Brokers (MFB) are perfectly placed to deal with short-term property finance options across the local area.

We’ve established relationships with the best short-term finance lenders and have on-site underwriters, giving you access to the most competitive rates. With greater flexibility than full mortgage terms, short-term finance opens up new avenues for landlords, developers, businesses and homeowners.

Why choose MFB

For more than 35 years, MFB has helped homeowners, landlords and commercial borrowers make informed mortgage decisions.

We provide:

  • Whole-of-market mortgage advice
  • Product transfer and remortgage comparisons
  • Residential mortgage expertise
  • Buy-to-let mortgage expertise
  • Commercial finance expertise
  • Dedicated adviser support
  • Assistance from enquiry through to completion

Most importantly, we'll help determine whether a product transfer is genuinely the right option or whether a remortgage could save you money in the long term.

What our clients say…

We could go on all day about what makes us great, but our client's reviews speak for themselves

Calculators

Our easy-to-use mortgage calculators are perfect for anyone based in Kent or the South East to see how much you can borrow, find your mortgage rate, and how much your monthly repayments will be. All you have to do is fill in a few details, and you can make better-informed decisions. These calculators are a guide only; to secure a rate, contact our expert team!

How much can I borrow? Buy-to-let Homebuyer Repayments Stamp Duty EPC Bridging

Mortgage Repayment Calculator

Enter a few details and get an indication of what your monthly mortgage costs could be.

Areas we serve in Kent & Sussex

Our advisers support clients throughout Kent and Sussex, including Maidstone, West Malling, Sevenoaks, Tonbridge, Tunbridge Wells, Canterbury, Medway and surrounding areas. Whether you're purchasing a first home, investing in property or arranging commercial finance, we can provide tailored mortgage advice for your circumstances. We specialise in residential, buy to let and commercial mortgages across Kent and south east region. With over 35 years of experience, we match you with lenders suited to your goals, not just what’s available online. Based in Kings Hill, we work with many clients based in Maidstone, Sevenoaks, Tonbridge and Tunbridge Wells to name but a few.

  • West Malling
  • Sevenoaks
  • Tonbridge
  • Tunbridge Wells
  • Kings Hill
  • Maidstone
  • Canterbury
  • Medway
  • Dartford
  • Gravesend
  • Eastbourne
  • Hastings
  • Crawley

CONTACT US

You can find us here

42 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4AJ

0345 345 6788

Talk to an expert

Have all the facts and figures you need to purchase or remortgage your property? Our experts will make the whole process easier for you! Give us a call or choose a convenient time for us to call you. Drop us an email or chat with a human on our live chat.

Frequently Asked Questions

Do you have a mortgage advisor in Maidstone?

Yes. Our Kings Hill office is around 15 minutes from Maidstone and handles mortgage enquiries from across the town. You can meet us at the office or work with us by phone and video.

How much deposit do I need to buy in Maidstone?

With the average first-time buyer price at £292,000, a 5% deposit is about £14,600 and a 10% deposit about £29,200. Buy-to-let lenders usually want at least 25%, around £73,750 on an average Maidstone terrace.

Will I pay stamp duty on a Maidstone home?

First-time buyers pay no stamp duty up to £300,000, and the average Maidstone first-time buyer price of £292,000 sits just under that. A home mover buying at the town's £353,000 average would pay £7,650.

Is Maidstone a good place for buy to let?

Rents rose 3.0% in the year to August 2026, averaging £1,297 a month, while house prices held steady. Maidstone's direct trains to London and its role as Kent's county town keep tenant demand strong, but returns vary by area and property type, so we'll help you weigh up the numbers before you buy.

Can you help with buy-to-let mortgages?

Yes. We specialise in buy-to-let mortgages for first-time landlords, portfolio landlords, limited company investors, HMOs and holiday let properties.

Do you offer commercial mortgage advice?

Yes. We can arrange commercial mortgages for a variety of property types, including offices, retail premises, mixed-use investments, semi-commercial properties and investment portfolios.

Can you help with bridging finance?

Yes. Bridging finance may be suitable for auction purchases, refurbishment projects, chain-break situations and other property transactions where speed is important. Our advisers can help assess whether bridging finance is appropriate for your circumstances.

How do I get started?

Getting started is simple. Complete our enquiry form or speak to one of our advisers for an initial discussion about your mortgage requirements, and we'll explain the options available to you.

Ready to find your mortgage

The quickest way to find the right mortgage is to speak to someone who understands your situation. Please submit your contact details below to request a call back from one of our qualified mortgage brokers. If there is a particular date or time that you’d prefer to be contacted, please let us know in the message box. 


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