Calculators
made easy
Calculate your mortgage. Quickly and easily. Use our effortless calculators to see what financing options are available to you.
Mortgage Calculators for Every Property Transaction
Whether you're buying your first home, remortgaging an existing property, expanding a buy-to-let portfolio or exploring short-term finance, our range of mortgage and property calculators can help you make more informed decisions.
Property transactions often involve complex financial considerations, from estimating monthly mortgage repayments to understanding stamp duty costs and assessing borrowing potential. Our calculators are designed to give you a quick indication of the figures involved, helping you plan ahead before speaking with an adviser.
Buying a Home
Purchasing a property is one of the biggest financial commitments most people will make. Before making an offer, it's important to understand how much you may be able to borrow, what your monthly repayments could look like and any additional costs associated with the purchase. Our homebuyer mortgage calculators can help homebuyers estimate affordability and prepare for the next stage of the application process.
Remortgaging
If you're coming to the end of a fixed-rate deal or looking to secure a more competitive mortgage product, our calculators can help you compare borrowing scenarios and understand how different interest rates could affect your monthly payments. This can provide a useful starting point when considering whether a remortgage may be appropriate for your circumstances.
Buy-to-Let Investing
Property investors often need to analyse financing costs before making an investment decision. Our buy to let mortgage calculators can help landlords assess borrowing
requirements, estimate repayments and evaluate the financial viability of a potential property purchase.
Stamp Duty Planning
Stamp Duty Land Tax (SDLT) can represent a significant additional cost when purchasing property. Our Stamp Duty Calculator helps buyers estimate the amount of SDLT payable on residential property purchases, including situations involving buy-to-let properties, second homes and limited company purchases.
Bridging Finance
For investors, developers and buyers working to tight deadlines, bridging finance can provide a flexible short-term funding solution. Our Bridging Finance Calculator allows you to estimate borrowing costs, interest charges and fees, helping you understand the potential cost of a bridging loan before making an enquiry.
EPC Checks and Property Research
Energy efficiency is becoming an increasingly important part of the property buying and investment process. Our EPC Calculator enables you to search for a property's Energy Performance Certificate information, helping you review its energy efficiency rating and better understand potential running costs and future improvement opportunities.
Whether you're a homeowner, landlord, first-time buyer or experienced property investor, our calculators provide a simple way to explore your options and gain valuable insights before speaking to one of our specialist mortgage advisers.
Buy To Let Calculator
Our buy-to-let mortgage calculator provides an indication of how much you may be able to borrow based on typical buy-to-let lending criteria. However, it's important to remember that every lender has its own affordability calculations, rental stress tests and lending requirements.
Using the calculator is simple:
- Enter the property value
- Select your deposit amount
- Add the expected monthly rental income
- Review your estimated borrowing capacity
When you have found a buy to let mortgage product you'd like to learn more about, simply complete the enquiry form and one of our buy-to-let specialists will be in touch to discuss your requirements.
Let’s find a buy to
let mortgage
Our easy-to-use buy to let mortgage calculator allows you to search and compare the best BTL mortgage deals. Use it to find a mortgage interest rate for a new or existing property, and check how much your monthly repayments could be.
Home Mortgage Calculator
Our home mortgage calculator allows you to compare your borrowing potential based on house price and loan to value. It's important to compare products carefully, as the first rate you see might not be the best overall deal for your circumstances.
Key tips to look for include:
- Interest rate (fixed or variable)
- Mortgage term
- Loan amount
- Product and arrangement fees
- Early repayment charges
- Overall cost for comparison (APRC)
Use the calculator below to see how different rates affect your monthly repayments. If you'd like to know which rates you're likely to qualify for, speak to one of our mortgage advisers — it's free and there's no obligation.
Let’s find a mortgage
for your home
Enter your property value and required mortgage amount to search indicative residential mortgage products. The calculator uses your Loan to Value to show relevant products, rates, fees and estimated monthly repayments. Results are illustrative and do not constitute a mortgage offer or confirm your eligibility.
Mortgage Repayment Calculator
Our Mortgage Repayment Calculator helps you estimate your monthly mortgage payments based on the loan amount, mortgage term, interest rate and repayment type. Whether you're a first-time buyer, moving home, remortgaging or purchasing an investment property, understanding your potential monthly commitments can help you budget with confidence.
By adjusting the loan amount, term and interest rate, you can quickly compare different borrowing scenarios and see how changes may affect your repayments. The calculator can be used as a useful planning tool before making an application, allowing you to gain a clearer understanding of the costs involved. For personalised advice and accurate mortgage figures, speak to one of our specialist mortgage brokers.
Mortgage Repayment Calculator
Enter a few details and get an indication of what your monthly mortgage costs could be.
Stamp Duty Calculator
Our Stamp Duty Calculator helps property buyers estimate the amount of Stamp Duty Land Tax (SDLT) payable when purchasing a residential property. The calculator can be used for standard residential purchases, buy-to-let investments, second homes and limited company property acquisitions.
Simply enter the property value, purchase type and relevant details to receive an instant estimate of the SDLT that may be due. Understanding your stamp duty liability before making an offer can help you budget more effectively and avoid unexpected costs during the transaction. Whether you're a first-time buyer, homeowner or property investor, our Stamp Duty Calculator provides a quick and convenient way to estimate one of the key costs associated with buying property.
Stamp Duty Calculator
Stamp duty consideration for buying freehold residential property
EPC Calculator
Our EPC Calculator allows you to search for Energy Performance Certificate (EPC) information using a property's postcode. EPC ratings provide valuable insight into a property's energy efficiency and estimated energy consumption, helping buyers, landlords and property investors make more informed decisions.
By checking a property's EPC rating, you can review its current energy efficiency band, understand potential running costs and identify opportunities for improvement. This can be particularly useful when purchasing a property, assessing a buy-to-let investment or reviewing the long-term costs of ownership. Use our EPC Calculator to quickly find available EPC information and gain a better understanding of a property's energy performance.
EPC Calculator
Find out a property’s EPC rating by simply entering the postcode and selecting the correct address.
Bridging Finance Calculator
Our Bridging Finance Calculator helps borrowers estimate the potential costs of a bridging loan before submitting an enquiry. By entering details such as the loan amount, property value, interest rate, fees and loan term, you can gain a clearer understanding of the likely cost of short-term finance.
Bridging loans are commonly used for auction purchases, refurbishment projects, chain-break transactions and property investments where speed is essential. The calculator provides an indication of borrowing costs and can help you compare different funding scenarios before committing to a transaction. Whether you're a homeowner, developer or property investor, our Bridging Finance Calculator can help you assess the feasibility of your next project and plan your finances more effectively.
Bridging Calculator
Frequently asked questions…
Which mortgage calculator should I use?
Are these mortgage calculators free?
How accurate are mortgage calculators?
Can I calculate buy-to-let mortgages?
Can I calculate bridging finance costs?
Can I calculate stamp duty?
Do mortgage calculators affect my credit score?
What does a mortgage broker do?
With advice tailored to your individual needs, we’ll find the best mortgage deal on the market for you – this may even be an exclusive rate you couldn’t access without a mortgage broker!
Our brokers will streamline your application process by reviewing your application before submission to make sure everything is correct and meets your lender’s criteria, saving you time and money. At Mortgage Finance Brokers (MFB), we ensure our clients receive only the best service and support from our brokers and client relationships managers. Our service doesn’t stop at just efficient communication and updates; we can also assist with your conveyancing and insurance needs.
Get in touch today to speak to the best advisor for your property finance needs!
Talk to an expert
Have all the facts and figures you need to purchase or remortgage your property? Our experts will make the whole process easier for you! Give us a call or choose a convenient time for us to call you. Drop us an email or chat with a human on our live chat.
Ready to find your mortgage
The quickest way to find the right mortgage is to speak to someone who understands your situation. Please submit your contact details below to request a call back from one of our qualified mortgage brokers. If there is a particular date or time that you’d prefer to be contacted, please let us know in the message box.