Commercial
Property Types
Property Types
Specialist mortgages to meet your commercial property needs
Different types of commercial property
The industry and sector your commercial property falls into can impact the type of mortgage you can access. Here, we cover the main types of commercial units and industries, along with a guide to financing these complex property types.This should give you an idea of how the commercial mortgage process works and what lenders will be looking for on your application.
This isn’t an exhaustive list of commercial property types. If the type of property you need finance for isn’t listed below, speak to one of our experts!
Office Spaces
Office property is becoming increasingly popular as the return-to-work post-COVID continues. When financing office spaces, several factors, such as occupancy rates, planning permissions, and lease structures can impact your application.
Here, we run you through the eligibility criteria and special considerations to help you finance office spaces effectively and easily.
Retail Premises
Retail units can be a fantastic opportunity for commercial property investors looking to expand their property portfolio. As a business owner, owning the property you operate from also offers several advantages.
With mortgage options for high street shops, branded outlets, supermarkets, and more, find out who can access a commercial mortgage for retail premises here.
Care Homes
We can help you secure finance for residential and specialist care services, such as nursing homes, care homes, and physical rehabilitation centres. For lenders, the most important thing will be that the property is suitable for the care services the business will provide. The eligibility criteria when financing these property types is strict, and lenders will want to see you have the necessary experience and expertise in this sector.
Keep reading to find out how you can finance a care home facility.
Industrial units & warehouses
These mortgages are generally suitable for businesses operating in the manufacturing, distribution, logistics, and storage industries. Due to the specific operational requirements these businesses have, the mortgages available and lenders in this space are more specialist.
Learn more about what you’ll have to consider when financing an industrial unit or warehouse premises here.
Hospitality Premises
Looking to purchase, refinance, or renovate a B&B, hotel, or maybe a restaurant? Commercial mortgages for hospitality premises allow you to do just that. Your industry experience, the property’s location, and seasonal income, can all help strengthen your application.
Find out what types of commercial mortgages are available, and how you can access them, here.
Leisure Premises
We can help you secure commercial finance for a wide range of leisure businesses, such as sports facilities, holiday parks, and cinemas. Whilst this can be a fantastic investment type, there are some special considerations that lenders factor when assessing property in this sector.
Here, we cover what makes leisure mortgages different from other commercial mortgages, and the eligibility criteria lenders will be looking for on your application.
Meet your mortgage makers.
Talk to a commercial mortgage broker
We handle all types of commercial mortgages, from commercial investment and owner-occupier to semi-commercial. Our expert commercial mortgage brokers are eager to help with your future aspirations. Just get in touch through our channels.
Learn more about commercial mortgages
Commercial Mortgages for Office Spaces
Financing corporate premises
and office spaces
Commercial Mortgages for Care Homes
Sorting the right finance for care providers
Commercial Mortgages for Industrial Units & Warehouses
Securing your mortgages for industrial sites
Commercial Mortgages for Leisure Premises
Flexible finance for your leisure business or investment