Latest Mortgage News & Insights from MFB

The Best Type of Property to Invest In

How can you find the right type of property to invest in? And which will work best in your portfolio? Here, we look at the best types of property investment for experienced landlords and new investors.

Section 21 Scrapped as Labour Set Out Key Plans in King’s Speech

Today’s King’s Speech marks the start of Keir Starmer’s new Labour government. What plans have been set in motion, and what’s in store for landlords?

Should I Become a Landlord? Is it Still Worth It in 2024?

Is property still a worthwhile investment? Below, we look at why you should consider becoming a landlord, particularly in the current market.

The Unintended Consequences of Scrapping Section 21

With Labour’s plans to scrap Section 21 immediately, what will happen to the PRS? Here, we look at the damaging consequences of abolishing ‘no fault’ evictions for both tenants and landlords alike.

Starmer’s First 100 Days: What Property Investors Should Expect

With Labour now in government, what will the next 100 days look like for landlords? Here, we discuss what to expect from Labour and address the top concerns for property investors.

The Labour Party’s Pledges for the Private Rental Sector

If Labour gets into Government next week, what does their manifesto promise for landlords and the wider private rental sector?

Conservative Party Manifesto Pledges for Rental Property

With the election just days away, here are the Conservative Party manifesto policies which will impact landlords and homebuyers if they return to Government after 4^th July.

Reform, Lib Dems, and the Greens: What’s in it for Landlords?

With just over a week until the General Election, what’s been promised for landlords? Here, we’re putting the spotlight on the Reform Party, the Liberal Democrats and the Green Party’s pledges.

Why The Base Rate (Probably) Won't Come Down Tomorrow

Despite industry certainty that June would bring the first Base Rate decrease this year, it’s now highly unlikely that we’ll see any change. Here, we discuss why the outlook has shifted and what’s next for mortgage interest rates.

How a General Election Impacts the Housing Market

With the general election fast approaching, new data reflects how house prices change depending on the party in government. Here, we discuss what this could mean for the housing market in July.

A Deeper Dive into the Conservative and Labour Housing Policies

With the general election looming, we’re taking a look at the Conservative and Labour Party Housing policies. How will they impact the Private Rental Sector, and what can we expect from each government?

What the general election means for BTL legislation and your mortgage

Jeni Browne, MFB, and Peter Littlewood, iHowz Landlord Association, discuss what the PRS needs from the upcoming general election and what this will mean for your mortgage.

Landlords Prioritize EPC Upgrades: How to Fund Energy Efficiency Improvements

Despite the planned overhaul, landlords are still prioritising improving EPC ratings in their properties. What are you planning, and how could you fund your energy-efficiency improvements?

What the General Election Announcement Means for the Renters' Reform Bill

Last Wednesday, Rishi Sunak called the General Election for 4^th July. What does this mean for the progress of the Renters’ Reform Bill, and what do Labour have planned for the PRS?

How Strained Are Rental Profits?

Many landlords are still feeling the strain on their rental profits. Here are the different property types to consider if you want to increase your rental yields.

Landlords More Concerned About Pets than Section 21 Abolishment

Over half of landlords expect negative impacts from tenants being allowed to keep pets under the Renters’ Reform Bill proposals. This makes pets a higher concern than even Section 21.

How Landlords are Navigating Higher Mortgage Costs

Despite mortgage rates softening, many landlords coming off historically low interest rate pricing face a sharp rise in their monthly mortgage payments. How can you navigate higher mortgage costs and maximise your portfolio?

News at last on Changes to EPC Calculations

After a period of silence, there is finally some news on how EPCs will be calculated and regulated moving forward. Here, we give you the key takeaways and discuss what the changes mean for landlords and the wider property market.

An Update on Section 21 Court Reforms

The Renters’ Reform Bill was passed through the Commons last week and is now being pushed through to the House of Lords for further debate. What amendments did MPs make, and what’s the latest update on Section 21?

What is The Hashmi Condition, and How Does it Impact Limited Company Landlords?

The Hashmi condition will impact many landlords – but what is it, and how could it impact your Limited Company property plans? Below, we explain how it works and what actions Limited Company landlords need to take.

Navigating Legislation Changes: Concerns and Expectations of Landlords

In this guest article, iHowz Landlord Association Co-Founder Peter Littlewood discusses landlords’ top legislation concerns and what your community needs from the government to maintain a robust private rental sector.

Why a Base Rate Cut Won’t Necessarily Make Your Mortgage Cheaper

Industry experts remain confident in their predictions for a reduction to the Base Rate as early as June, meaning many landlords are holding out on their refinance options. Below, we discuss why a drop in the Base Rate won’t necessarily mean cheaper mortgage pricing.

Key Takeaways from the Changes to Companies House

Several fundamental changes are being made to Companies House that will impact every UK Limited Company. Here, we highlight the key takeaways for Limited Company landlords to be aware of.

Holiday Let Hotspots: Where to Invest in 2024

New research reveals the most sought-after locations for holidaymakers across the UK. Below, we run through where you should focus your holiday let investments to get the best returns.

Have BTL Landlords Sold Up?

A think tank has claimed that there’s been almost no reduction in the number of landlords in the buy to let sector. With media outlets reporting on a ‘mass exodus’ of landlords over the past eighteen months, have landlords been selling up?

Renters’ Reform Rumours: Leaked Changes to the Bill

The government plans to make several critical amendments to the Renters’ Reform Bill to better support landlords. What are the changes, and how will legislation impact the market moving forward?

Government Crackdown on Empty Properties with 100% Council Tax

In an attempt to boost housing supply and support tenants looking for homes, the government has announced new rules to reduce the number of long-term empty properties in the market.

Changes to Short-Term Letting Sector: Key Takeaways

The 2024 Spring Budget brought a crackdown on the short-term letting sector. With changes to tax, planning and more, here’s what you need to know for your property investment business.

8 FAQS About Holiday Let Mortgages

The exponential rise of Airbnb and similar sites is encouraging landlords to diversify into holiday lets, as the returns can be considerably higher than buy to let. But how do you finance these properties, and will your existing BTL lender allow you to switch income model? Here are the answers to the questions we get asked most frequently.

Almost Half of Landlords Face Rise in Monthly Repayments - How to Navigate the Challenge

A new report highlights that a staggering number of landlords face a significant rise in their monthly mortgage repayments in the next 12 months. With the average amount of time a mortgage product is available dropping, how do you ensure you can secure the most competitive deal?

Landlords Overlooked in Spring Budget Statement

Last week’s Spring Budget Statement centred around tax in Jeremy Hunt’s attempt to win back voter confidence. However, the announcements left the industry feeling deflated, as landlords and the value of the PRS were once again overlooked.

2024 Spring Statement: Headlines for Property Investors

Chancellor Jeremy Hunt gave what will likely be his last Budget Statement before the next General Election. Which announcements will impact property investors, and does the Government plan to do enough for the Private Rental Sector?

Limited Company Investment Show Landlord Confidence in BTL

A new report reveals a record number of landlords set up Limited Companies in 2023. What does this uptick in activity mean for the private rental sector?

Clampdown on Short-Term Lets

This week, Michael Gove announced key changes to planning and regulations for short-term and holiday let properties. What does this mean for existing holiday let owners and the future of the sector as a whole?

One Step Forward, Two Steps Back: Could the Renters’ Reform Bill Get Tougher on Landlords?

A new coalition has written to Michael Gove surrounding the Renters’ Reform Bill legislation, urging him to be tougher on landlords. What could these changes mean for landlords?

Where to invest in student lets

Location should always be a key factor when considering your next property investment. In our article, we take a look at the top locations for rental yields on student lets and why these property types are so popular.

How to: Purchase Your Own Business Property

Many entrepreneurs aspire to own the property they run their business from, or to have the opportunity to purchase a trading business with a freehold. For first-time commercial investors, our latest blog talks through the basics of commercial mortgages for owner-occupiers, providing insight into how to secure the right finance for your business.

New HMO Legislation: An Essential Update for Landlords

Early December saw a new key piece of legislation introduced to change how Council Tax is paid on HMOs. Below, we examine what the legislation means for landlords and feature industry comments from iHowz’s Peter Littlewood.

Case Study: Save Thousands on Your Product Transfer by Using a Broker

Our latest case study reveals that you could save thousands by having your broker arrange your product transfer for you.

Launching MFB!

We’re delighted to announce the launch of not only our rebrand to MFB, your Mortgage Finance Brokers, but also our fantastic new website! Here, we talk you through our decision to rebrand, our fantastic new offering, and highlight what will and won’t be changing for our MFB clients.

The Top Regions for House Price Growth

Which UK regions are showing the strongest performance in terms of house price growth? What does this mean for landlords reviewing their current property portfolios?

What Will Mortgage Interest Rates Do in 2024?

The new year marks the start of a brand new (and more positive) mortgage market landscape. What can landlords expect from mortgage interest rates over the next twelve months?

Top 10 Property ‘Turnoffs’ for Potential Homebuyers

New research identifies the top ten factors most likely to deter potential buyers, and how much these aspects could devalue your home.

Final Base Rate Decision for 2023

Today, the MPC met for the last time this year to discuss the Bank of England Base Rate. When will we see a Base Rate reduction, and what can we expect from mortgage rate pricing?

BTL Landlords Feel More Positive

A new report on landlord sentiment and intentions provides invaluable insight into what other property investors are planning for the new year. How do landlords feel about BTL near you, and what property investment trends can we expect in 2024?

Is 2024 the year to invest?

What are you planning for your property investments as we approach the new year? Here, we analyse average house prices, rising rents, and yield data to show you what to expect in 2024.

Periodic Tenancy Plans for Student Landlords

A key amendment has been made to the plans to change fixed-term tenancies to periodic for student landlords. What would periodic tenancies mean for landlords and students, and how will the latest changes impact the sector?

Mortgage News and Insights

Section 21 Scrapped as Labour Set Out Key Plans in King’s Speech

Latest News

The Best Type of Property to Invest In

Section 21 Scrapped as Labour Set Out Key Plans in King’s Speech

Should I Become a Landlord? Is it Still Worth It in 2024?

The Unintended Consequences of Scrapping Section 21

Starmer’s First 100 Days: What Property Investors Should Expect

The Labour Party’s Pledges for the Private Rental Sector

Conservative Party Manifesto Pledges for Rental Property

Reform, Lib Dems, and the Greens: What’s in it for Landlords?

Why The Base Rate (Probably) Won't Come Down Tomorrow

How a General Election Impacts the Housing Market

A Deeper Dive into the Conservative and Labour Housing Policies

What the general election means for BTL legislation and your mortgage

Landlords Prioritize EPC Upgrades: How to Fund Energy Efficiency Improvements

What the General Election Announcement Means for the Renters' Reform Bill

How Strained Are Rental Profits?

Landlords More Concerned About Pets than Section 21 Abolishment

How Landlords are Navigating Higher Mortgage Costs

News at last on Changes to EPC Calculations

An Update on Section 21 Court Reforms

What is The Hashmi Condition, and How Does it Impact Limited Company Landlords?

Navigating Legislation Changes: Concerns and Expectations of Landlords

Why a Base Rate Cut Won’t Necessarily Make Your Mortgage Cheaper

Key Takeaways from the Changes to Companies House

Holiday Let Hotspots: Where to Invest in 2024

Have BTL Landlords Sold Up?

Renters’ Reform Rumours: Leaked Changes to the Bill

Government Crackdown on Empty Properties with 100% Council Tax

Changes to Short-Term Letting Sector: Key Takeaways

8 FAQS About Holiday Let Mortgages

Almost Half of Landlords Face Rise in Monthly Repayments - How to Navigate the Challenge

Landlords Overlooked in Spring Budget Statement

2024 Spring Statement: Headlines for Property Investors

Limited Company Investment Show Landlord Confidence in BTL

Clampdown on Short-Term Lets

One Step Forward, Two Steps Back: Could the Renters’ Reform Bill Get Tougher on Landlords?

Where to invest in student lets

How to: Purchase Your Own Business Property

New HMO Legislation: An Essential Update for Landlords

Case Study: Save Thousands on Your Product Transfer by Using a Broker

Launching MFB!

The Top Regions for House Price Growth

What Will Mortgage Interest Rates Do in 2024?

Top 10 Property ‘Turnoffs’ for Potential Homebuyers

Final Base Rate Decision for 2023

BTL Landlords Feel More Positive

Is 2024 the year to invest?

Periodic Tenancy Plans for Student Landlords

Should you choose a tracker or a fixed rate?

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