Buy to let interest only mortgages
- Buy to let interest only mortgages
- Part repayment, part interest mortgages
- Access to independent, whole-of-market lenders
Buy to Let Interest Only Mortgages
Interest only mortgages are the most common choice for buy to let investors, offering lower monthly payments and greater flexibility when managing rental property finances.
Whether you're purchasing your first investment property or expanding a portfolio, understanding how buy to let interest only mortgages work is key to finding the right deal.
At MFB, we provide access to high street and specialist lenders, helping you find the most suitable buy-to-let interest only mortgage for your circumstances.
Let’s find an
interest only
buy to let mortgage
Our easy-to-use mortgage calculator can help you find the best interest only mortgage rate. It also shows you how much you will pay each month. All you have to do is give us a few details.
How buy to let interest only mortgages work
With a buy to let interest only mortgage:
- Your monthly payments cover interest only, not the loan itself
- The total loan amount remains unchanged during the term
- You repay the full balance at the end (typically through sale or refinancing)
For example:
If you borrow £200,000:
- You pay interest each month
- You still owe £200,000 at the end of the term
What our clients say…
We could go on all day about what makes us great, but our client's reviews speak for themselves
Why choose an interest only buy-to-let mortgage?
Interest only mortgages are widely used by landlords because they:
- Keep monthly repayments lower
- Improve rental yield and cash flow
- Allow flexibility to reinvest income
- Align with long-term investment strategies
Where to start with buy to let interest only mortgages
Use our calculator to:
- Estimate your monthly interest payments
- Compare different borrowing levels
- See how deposit size impacts your options
Adjust different inputs to compare buy to let mortgage scenarios and understand how rates and borrowing levels affect your investment.
Let us find your ideal
interest only buy to let mortgages
Every lender has different criteria—but that’s where we come in. Use our free tools to get matched with the right lender today.
Get the right interest only mortgage for your investment
Choosing the right buy to let mortgage isn’t just about the lowest rate—it’s about finding a lender that fits your strategy.
At MFB, we:
- Compare high street and specialist lenders
- Match mortgages to your investment goals
- Support you through the entire process
Talk to a BTL mortgage broker
We handle all types of buy to let mortgages, from vanlla to the more complex. Our friendly expert buy to let mortgage brokers are eager to help with your future property investment plans. Give us a call, drop us an email, or choose a convenient time for us to get in touch.
Frequently asked questions…
Are most buy to let mortgages interest only?
What is an interest only mortgage?
What types of interest only mortgages are there?
Are interest only mortgages harder to get?
What deposit do I need for an interest only mortgage?
Are interest only mortgages a good idea?
How do lenders assess affordability?
Can I repay capital on an interest only mortgage?
Interest Only Case Studies
If you are interested in exploring how an interest only buy to let mortgage may work then please read these case studies to explore further:
Find out how much you can borrow
Use our calculator to get started with your BTL property investment plans.
Meet your mortgage makers.
A guide to
Limited Company borrowing
Download our brochure for everything you need to know about buy to let mortgages for Limited Companies. We cover FAQs from landlords, and explore why a Limited Company could be the right option for you.
Learn more about buy to let mortgages
Search the latest BTL mortgage rates
Use our BTL calculator to search thousands of mortgage rates to find the best deal for you.
How much can I borrow?
Use our buy to let calculator to get started with your property investment plans
Limited Company
Mortgages
All you need to know about buy to let mortgages for Limited Companies and the benefits of limited company borrowing.
It’s time to remortgage
We’ll help you secure the best remortgage deal for your property investment needs.
Submit an enquiry
We’d love to help you with your property investment plans, so submit your contact details below to request a call back from one of our qualified mortgage brokers. If there is a particular date or time that you’d prefer to be contacted, please let us know in the message box.