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Life Insurance

Protect your home and your finances

What is life insurance?

Life insurance is designed to help pay off your mortgage if you pass away during the policy term, so your loved ones can stay in the home they know.  
 
It provides a financial safety net that can cover the outstanding balance on your mortgage, easing the burden on your family at an already difficult time. Whether you choose Level Term cover for a fixed payout or Decreasing Term cover that reduces alongside your mortgage, life insurance offers peace of mind that your home, and the people in it, are protected. 

Why you need life cover

Protect your home so your loved ones never have to worry about the mortgage

  • Pays off your mortgage if you pass away during the policy term
  • Keeps your home in the family, no matter what happens
  • Protects your family from financial stress
  • Offers peace of mind that your biggest asset is covered

Choosing the right life insurance

Decreasing term insurance

Decreasing term life insurance is a smart, affordable way to protect your mortgage and give your loved ones peace of mind. As your mortgage balance reduces, so does your cover, so you only pay for what you need.

Why choose decreasing term? >>

Level term insurance

Level term life insurance offers fixed financial protection for your loved ones, making it ideal for many different homeowners. A guaranteed payout amount at any point in the policy gives you the peace of mind that your family won’t be left with financial burdens.

Why choose level term? >>

Frequently asked life insurance questions…

Do you need life insurance for a mortgage?

Life insurance, or ‘Mortgage protection’, is not a legal requirement of your mortgage agreement. However, it is highly advisable to take out a life insurance policy to protect the people you live with from significant financial strain should you pass away. 

Similarly, Mortgage payment protection to ensure you can maintain your repayments in the event of being unable to work is also advisable. We can help you find a policy that suits your needs; just ask your dedicated MFB broker.

What insurance do I need for my mortgage?

Your mortgage agreement will require you to have a buildings insurance policy as a minimum. However, it’s highly recommended that you take out a comprehensive home insurance policy to cover both the property and the contents. Our team can help you find a suitable home insurance policy.

Do I need insurance for my property?

Before you can exchange and complete on your home purchase, your will need to have a buildings insurance policy in place as a minimum requirement. We highly recommend you take out comprehensive home insurance as well to cover both the property and the contents. Speak to a member of our expert team to find a suitable home insurance policy for you.

Talk to an expert

Speak to our experts today to find the best policy for your needs.
Give us a call, drop us an email, or choose a convenient time for us to get in touch.

Let's talk Insurance

We've got you covered for all your mortgage protection needs. Read more about the insurance products available to you. 

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Have financial security and protect your home mortgage and loved ones with affordable life insurance. 

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