Access our most recent webinar: 'Inheritance Tax & Estate Planning for Portfolio Landlords'. Watch on demand here!

Mortgage Brokers
Cheshire

Your favourite mortgage broker in Cheshire and the North-West

Mortgage Brokers Cheshire

Residential Mortgages

A residential mortgage is a loan secured against a property you live in or plan to live in. You put down a deposit and borrow the remaining amount, subject to the lender’s criteria and the property valuation. You then repay the loan, with interest, over an agreed term.

Whether you’re buying your first home, moving or remortgaging, our advisers can help you explore your options. From our Wilmslow office, we support clients across Cheshire and the North West, taking the time to understand your circumstances and guide you through the mortgage process.

Buy-to-let Mortgages

A buy-to-let mortgage is a loan secured against a property you intend to let to tenants. If you’re purchasing an investment property in Cheshire or the North West, or refinancing one you already own, we can help you explore the finance options available.

The right mortgage will depend on factors including the property, your experience as a landlord and how you plan to invest. Our advisers work with first-time and experienced landlords to find lenders and products suited to their circumstances.

Commercial Mortgages

If you’re buying or refinancing a business premises or commercial investment property in Cheshire or the North West, you may need a commercial mortgage. Lending criteria can vary considerably depending on the property, your business and how you intend to use it.

Our commercial mortgage advisers can assess your requirements and approach suitable lenders, helping you understand the options available for your purchase or remortgage.

Bridging Finance

Bridging finance is a short-term funding option that can help with time-sensitive property transactions, such as auction purchases, refurbishments or purchases where a conventional mortgage is not immediately suitable.

Our advisers can help landlords, developers, businesses and homeowners across Cheshire and the North West assess whether bridging finance fits their plans. We’ll consider the costs, timescale and repayment strategy before exploring suitable lenders.

Why choose MFB

For more than 35 years, MFB has helped homeowners, landlords and commercial borrowers make informed mortgage decisions.

We provide:

  • Whole-of-market mortgage advice
  • Product transfer and remortgage comparisons
  • Residential mortgage expertise
  • Buy-to-let mortgage expertise
  • Commercial finance expertise
  • Dedicated adviser support
  • Assistance from enquiry through to completion

Most importantly, we'll help determine whether a product transfer is genuinely the right option or whether a remortgage could save you money in the long term.

What our clients say…

We could go on all day about what makes us great, but our client's reviews speak for themselves

Calculators

Our easy-to-use mortgage calculators are perfect for anyone based in Cheshire or the North West to see how much you can borrow, find your mortgage rate, and how much your monthly repayments will be. All you have to do is fill in a few details, and you can make better-informed decisions. These calculators are a guide only; to secure a rate, contact our expert team!

How much can I borrow? Buy-to-let Homebuyer Repayments Stamp Duty EPC Bridging

Mortgage Repayment Calculator

Enter a few details and get an indication of what your monthly mortgage costs could be.

Areas we serve in Cheshire

Based in Wilmslow, our advisers help clients across Cheshire and the North West region with residential, buy-to-let and commercial mortgages, as well as bridging finance. Whether you’re buying your first home, investing in property or refinancing, we’ll take the time to understand your plans and help you explore suitable lending options.

We support clients in Wilmslow and surrounding areas, including:

  • Alderley Edge
  • Knutsford
  • Macclesfield
  • Poynton
  • Congleton
  • Northwich
  • Sandbach
  • Crewe
  • Nantwich
  • Chester
  • Warrington

CONTACT US

You can find us here

Dean Row Court Summerfield Village Centre, Dean Row Rd, Wilmslow SK9 2TB

01625 531 500

Talk to an expert

We’d love to help you with your property investment plans, so let us know what you’d like to do.



Frequently Asked Questions

What does a mortgage broker do?

A mortgage broker helps borrowers compare mortgage options from a range of lenders and identify products that are suitable for their circumstances. Mortgage brokers can assist with residential mortgages, remortgages, buy-to-let mortgages, commercial finance and specialist lending solutions.

Why should I use a mortgage broker instead of going directly to a bank?

A mortgage broker can access a wider range of mortgage products and lenders than a single bank. This can help borrowers compare options, save time and find solutions that may not be available directly from high street lenders.

Can you help first-time buyers?

Yes. We regularly assist first-time buyers with mortgage advice, affordability assessments, deposit planning and navigating the mortgage application process from start to finish.

Can you help with buy-to-let mortgages?

Yes. We specialise in buy-to-let mortgages for first-time landlords, portfolio landlords, limited company investors, HMOs and holiday let properties.

Do you offer mortgages throughout Cheshire?

Yes. We help clients across Cheshire and the North West, including Wilmslow, Alderley Edge, Knutsford, Macclesfield, Poynton, Congleton, Northwich, Sandbach, Crewe, Nantwich, Chester and Warrington

Do you offer commercial mortgage advice?

Yes. We can arrange commercial mortgages for a variety of property types, including offices, retail premises, mixed-use investments, semi-commercial properties and investment portfolios.

Can you help with bridging finance?

Yes. Bridging finance may be suitable for auction purchases, refurbishment projects, chain-break situations and other property transactions where speed is important. Our advisers can help assess whether bridging finance is appropriate for your circumstances.

How much deposit do I need for a mortgage?

The minimum deposit required will vary depending on the type of mortgage and lender. Some residential mortgages may be available with smaller deposits, while buy-to-let and specialist lending products often require larger contributions.

How much can I borrow for a mortgage?

The amount you can borrow will depend on factors such as income, existing commitments, deposit size and lender criteria. Our mortgage advisers can provide a personalised assessment, and you can also use our mortgage calculators for an initial estimate.

How do I get started?

Getting started is simple. Complete our enquiry form or speak to one of our advisers for an initial discussion about your mortgage requirements, and we'll explain the options available to you.

Ready to find your mortgage

The quickest way to find the right mortgage is to speak to someone who understands your situation. Please submit your contact details below to request a call back from one of our qualified mortgage brokers. If there is a particular date or time that you’d prefer to be contacted, please let us know in the message box. 


You can unsubscribe from these communications at any time. For more information on how to unsubscribe, please review our Privacy Policy.


An error has occurred. This application may no longer respond until reloaded. Reload 🗙