Bridging finance
made easy
made easy
Get started with your next bridging loan with our easy calculator below
Let’s secure you a bridging loan
Whether you're looking to purchase a property at auction, convert an unmortgageable property, purchase a new home before your current one is sold, or flip an investment property, our experts can help find the right bridging finance for your circumstances.
Use our simple calculator below to see what types of rates you could access.
EPC Calculator
Find out a property’s EPC rating by simply entering the postcode and selecting the correct address.
How to use our bridging calculator
Our bridging calculator is designed to provide an example of the cost of a non-regulated short-term property finance. It does not provide a product illustration or guarantee the rate you can secure. To get an accurate bridging loan quote, please contact our expert mortgage brokers.
Default values
The default values displayed are based on average bridging products currently available in the market, but you can amend these if needed. The default values include:
- Bridging finance term (12 months)
- Interest rate (0.75%)
- Arrangement fee (2%)
- Broker fee (0.5%)
To use the bridging calculator, enter the property value and the amount you’d like to borrow. It will automatically calculate your loan to value (LTV).
Alternatively, enter the property value and desired LTV, and it’ll tell you how much your net loan amount could be.
Get a bridging quote
Get a personalised bridging finance quote tailored to your property needs.
Serviced vs retained interest for bridging finance
Our bridging calculator allows you to choose either serviced or retained interest options.
The majority of bridging finance products use a retained interest term. This means that all the interest costs for the full term of the loan are rolled up and repaid when you exit the loan. Lenders assume that during the course of a bridging loan, you won’t receive rent from the property and can therefore not make monthly repayments.
However, some lenders do allow you to take a serviced option, which means you can spread the interest repayments over the loan term.
Our bridging calculator is a great tool for getting a quick estimate of project or purchase costs. It allows you to make informed financial decisions and more accurately plan your property investment strategy.
Talk to an expert
Have questions about bridging finance? Our experts are here to help you find the right solution; fast, flexible, and tailored to your needs.
Talk to one of our experts today.
